To claim for Social Security Disability Insurance (SSDI), you must have paid a certain amount of social security taxes during the years that you have worked.
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Proving disability is one of the most important factors to take into consideration when applying for social security disability insurance. No SSDI can be claimed for short-term disability, for instance when you had Pneumonia and couldn’t work for a few weeks because of the illness.
Applicable factors when you are applying for SSDI:
- The Social security administration evaluates all applications against the following criteria:
- Your work history
- Your age
- The effect on your work performance due to the disability
- The type of disability you’re suffering from
- Your medical history
What Can Be Expected During The Process Of Filing An SSDI Application?
Make sure your application is complete and all the relevant information attached, as your access to SSDI benefits will be determined by the strength of your application.
The SSDI application will be submitted to your nearest social security office where it will be reviewed. After being reviewed the application will either be approved or denied.
Your application must contain medical proof of how your medical condition affects your quality of life and being unable to perform your duties because of the disability.
You may also be asked to provide other medical information such as disabling medical or mental conditions records such as doctors’ notes, test results, medical records and treatment records.
You might find it highly beneficial to contact a professional social security lawyer to provide you with assistance.
How Is Eligibility Determined For Social Security Disability Insurance?
The individual must meet two different earning tests: “recent work” test based on the age they were at the time they became disabled and a “duration of work” test to show that they have worked for long enough under social security.
They must have worked long enough and recently enough under social security to qualify for disability benefits.
The person must have earned sufficient work credits to qualify for disability benefits. Generally, a person will have to have earned 40 credits, 20 of which were earned in the past ten years, ending with the year they’ve become disabled. They need to have worked for five out of the ten years. However, younger workers might qualify for fewer credits.
How Is Eligibility Determined For Supplemental Security Income?
Supplemental security income is a tax-funded federal program that provides aid to the disabled, elderly and the blind for paying things like housing, food and clothing. The SSI eligibility requirements are stringent, and some people may find it too intimidating or overwhelming.
The Government will take all your assets and resources into account when determining if you qualify for SSI.
Some Of The Evidence That You’ll Be Required To Produce With Your Application:
- Social security card or number
- Proof of citizenship
- Proof of age
- Proof of income
- Evidence of resources, and
- Medical documentation (which includes hospital records, tests, doctors’ reports and other proof of ongoing medical disability or condition)
If you are unsure of the process and need professional assistance, contact a lawyer for a free consultation and let them help you with filing your application.