Image Source: pixabay
An accident claim is a formal request for compensation or damages arising from an injury, either physical or emotional, caused by someone else’s negligence. The nature of the claim is based on its legal basis. Legal responsibility in truck accidents claims is an important part of injury law, and there are six reasons why it’s important to know who may be responsible for your accident.
1. To Know Who Must Pay For The Accident
If you’re injured in a jackknife truck accident, it’s important to know who must pay for the damages. This includes compensating you for your injuries and any related expenses such as medical bills.
It also covers damage or loss of property that occurred as a result of the accident. When it comes to accidents involving trucks, things can get a bit more complicated. Because driver and company liability for commercial truck accidents in Las Vegas, NV isn’t always easy to discern, you might need professional legal help. This is why it’s important to retain information about the driver and his or her employer, as well as getting the contact information for any witnesses.
2. To Choose Whether To Make A Claim Or Not
If you plan to sue the negligent party, it’s important to know whether they’re able to compensate for your injuries.
This is why checking their insurance policy and determining what stipulations there are with regard to your claim is a basic step that can help decide whether or not you need an attorney. If the driver is responsible for the accident, and it wasn’t anything major, you may not get much more than your medical bills paid for. If you were driving the vehicle, have very little insurance coverage, are not at fault, and are suffering from traumatic injuries that need ongoing treatment, then it’s time to call an attorney.
Licensed truck drivers are required by law to carry certain liability limits in order to drive their vehicles in some states. These limits define the maximum amount of compensation a negligent driver is legally obligated to pay for an accident.
It might become complicated for the victim to understand how and whom to make a claim. Therefore, the experts at agrusslawfirm.com recommend contacting a lawyer to help you get rightful compensation.
3. To Find Out What Types Of Insurance Are Available
If someone else was responsible for your accident, it’s important to know what types of insurance they have.
It could be that the driver has little or no additional coverage other than what was required at work. This means there’s nothing much you can do besides accepting the deductible. Sometimes an attorney might be able to work with the insurance company to increase your claim. However, in most cases, this doesn’t happen, or when it does, you’ll have to fight tooth and nail for every dollar.
It’s important to know what legal liability limits are available in case of an accident requiring an attorney.
4. To Know Who’s Liable For Your Injuries
In cases involving commercial vehicles, it can be challenging to prove who’s liable for an accident.
For example, when a truck crashes into another vehicle resulting in injuries or property damage, depending on the circumstances of your situation and whether you were injured as a driver or passenger in the other vehicle or pedestrians on the road, you could hold one or more parties liable. In cases of serious injuries, it is always advisable to seek legal aid from the exceptional truck accident attorneys of Thomas Law Offices, or firms close to where you live, so that you can get the right help for your situation and you are not left in the dark.
5. To Know How To Handle Your Insurance Company
It’s important to know how hard or easy it will be to handle your insurance company after an accident.
If the other party caused your accident because of their negligence, then they will usually have insurance coverage for personal injury claims resulting from their mistake. However, this doesn’t always happen, and often a trucking company looks to take advantage of this by denying that the driver was careless to avoid paying for your expenses.
Your own insurance company might try to get out of paying if they feel your policy doesn’t pay for any damage, or you were also liable. Having proof that you aren’t the liable party is important, so it’s important to keep all records of your case. Ultimately, hiring a Truck Accident Lawyer Binghamton, or an area nearer to you, will make this process easier and ensure you get the best payout possible. If you decide not to hire an attorney, this is something you’ll need to figure out on your own, which can be difficult and daunting for someone without experience.
6. To Know If You Need An Attorney
It’s also important to know whether hiring an attorney is going to be worth it financially. In some cases, the other party might have to pay for your legal fees that can get quite high.
This will depend on what you agree on with the lawyer. Some have fixed hourly rates, other work on a contingency basis. Some will take cases without any upfront costs, while others do require an initial fee. It’s important to know what you can afford, so it makes sense to get this information before you hire someone.
Image Source: pixabay
There are many reasons why the legal responsibility in truck accidents claims is important. However, in most cases, it can be hard to prove who’s liable for an accident on your own. It’s important to weigh your options and look at the situation as objectively as you can before making a choice. There are always certain steps you can take in order to protect your interests, and it’s important to remember that.
