As a new mom, there are documents you should also have on hand. In addition to pertinent medical information, there are others that need to be in your file cabinet.
Birth Certificates
Even with the best intentions, documents can get lost when moving. At the very least, you should have one extra copy of everyone’s birth certificate. You should also try to have them apostilled as well. An apostille is an extra layer of certification that proves you or your children are who you say you are. In the event you lose your driver’s license or their birth records, you can use the apostilled copy to prove your identity.
Social Security Cards
While most people don’t carry around their social security card, you should still have a copy of it, as well as your children’s readily available. You should make several physical copies and also keep a copy of it in your phone, which is only accessible with a passcode. Since your social can help verify your identity, having even a photographed copy can help in certain situations.
Will
As unpleasant as the subject is, you still need to think about your passing. You should have a will drawn up that clearly outlines your wishes in the event you pass on. You can use an end of life planning checklist that can make the process just a little easier. This should include your financial and medical wishes when the time comes, in addition to who your children’s guardian will be if you pass while they are still under the age of 18. You can also create a living will, which means your wishes will be carried out even if you’re alive but are incapacitated. This is an important document to have, especially in the event of a medical emergency.
Life Insurance
Even before your child was born, you should have had life insurance in place for yourself and partner. However, once your baby is born, you’ll want to make sure that the terms of your policy as updated. You may want to charge the beneficiary or increase the payout. While both decisions are up to you, it’s a good idea to speak with an experienced professional who can break down how it works and whether making any changes is right for you.
529 Account Forms
You should start saving for your child’s college fund as soon as they’re born. With a 529 account, you deposit as little as one penny and then more as time goes on. It can also be opened initially in your name and then transferred over to your child’s when the time comes.
Medical Records
While not technically a document, you also need copies of your and your family’s medical records. Make several copies and keep them in a safe place. If something changes in your medical history, be sure to update the file. You should also take a copy with you when you travel.
Durable Power of Attorney
Power of Attorney gives the person chosen the same rights as if they were you for major life decisions. With a POA, you’re able to write directives for each specific situation. You can also have more than one person designated as your POA.
