Every cat owner wants to make sure that their fluffy friend has the ultimate quality of life. And while legend has it that cats have nine lives, you certainly do not want to put anything into jeopardy.

While cats tend to be very independent and are great at taking care of themselves, you will want to make sure that you have quality cat insurance for when the unexpected happens.

There are many different plans that you can consider getting for your cat. Some are quite straightforward and simply support coverage costs when your cat is involved in an accident or gets sick. Other plans provide your cat with a more holistic and well-rounded coverage that lets you take a proactive approach to their health and wellness. This means that you can also get coverage support when you take them to get their vaccines or give them holistic treatments.

The great news is not only are there so many different coverage options for your cat but there are equally so many benefits that come with it. So why not take the time to fully investigate the right cat insurance plans out there so that you can find one that supports your cat’s needs and your budget.

We have rounded up the top benefits of getting cat insurance to help provide you with even more incentive to sign up for a plan now.

1. You Will End Up Saving Money

While you will have to put in some money to pay for the premiums attached to cat insurance, you will ultimately end up saving money in the long run. Think of cat insurance as an investment. In general, you will likely still need to pay a small deductible depending on the specifics of your plan. But from there, the insurance company actually covers the rest of the medical bill. This is a huge benefit, as cat medical bills are known to be extremely expensive. And the deductible and premium payments will be a small fraction of the price that you could be stuck with if you did not have cat insurance at all.

2. You Can Be Proactive About Your Cat’s Health

This is another super important element that cat insurance allows you to enjoy—focusing on the cat’s actual health and wellness. When you have the right type of cat insurance, you can spend more time enjoying your time with your cat versus being concerned about medical bills. Plus, you will always be able to say yes to any medical needs they may have. With cat insurance allowing you to not think twice about whether or not to get your cat the surgery or treatment needed, your savings account won’t get depleted and you’ll have more time to spend with your cat.

3. You Can Go To Any Vet

This benefit is something that many people do not actually realize. But one of the biggest benefits of cat insurance is that you are not stuck simply seeing one veterinarian. Instead, you can bring your cat to any doctor you want, no matter where in the country you are. You can also take them to a cat specialist based on the veterinarian’s recommendation. It is important that both your cat and yourself feel comfortable around the medical experts providing your furry friend with healthcare, so with cat insurance, you can actually pick the one you like the one you like the most—not just the cheapest.

4. You Can Budget Better

Another benefit is that cat insurance premiums help you budget better and more consistently. While some pet owners simply put money aside in a savings account, one thing to remember is that life is unpredictable. So, you can never really predict how much you need to budget for your own savings account. But you can accurately budget for your cat insurance premium payments and know that regardless of what happens, you will get the same level of guaranteed coverage.

5. You Can Customize Your Plan

You likely already know this, but not all cats are created equal. Each individual cat has specific health care needs that you will want a cat insurance plan to support. So the best part about cat insurance plans is that you can pick and choose add-ons to ensure that your cat gets access to what they specifically need. Doing this is an invaluable investment that will ensure your cat lives a wholesome and holistic life.

6. You Will Have Peace of Mind

Having cat insurance benefits you just as much as it does the cat. With cat insurance, you will actually get to have peace of mind in knowing that your cat will get the healthcare they need at any time, no matter what happens. It is one less thing for you to stress about and instead allows you to enjoy quality time with your cat.